Although the house insurance industry in Florida has always been complex, recent issues are pushing it towards failure. Six property and casualty companies in Florida offering home insurance have shut down since 2017. In 2022, three more companies will be liquidated. "The current state of homeowners insurance in Florida is a crisis; we are facing … Read more

Independent Agents Lead the Commercial Lines Market, According to Recent Report

Jerome

According to the Big “I” 2022 Market Share Report, 62% of all property-casualty insurance written in the U.S. is placed through independent agencies. NAIC market share data emphasizes the dominance of independent agencies in the commercial lines market by estimating that almost 88% of all commercial lines written premiums are placed by the independent agency … Read more

The Ultimate Manual for Becoming an Insurance Adjuster in 2024

Jerome

TLTR: Basics of Becoming an Insurance Adjuster This article delves into the essentials of pursuing a career as an insurance adjuster. It covers the responsibilities, types, and necessary skills required for this profession. Attractive Career Option A career in insurance is appealing to many due to its high earning potential. According to Indeed, the average … Read more

Insurance Career Tips

Cowbell Introduces Innovative New Products as Part of Comprehensive Expansion

Jerome

Cowbell Announces Launch of Cowbell Specialty Insurance Company Today, Cowbell announced the launch of Cowbell Specialty Insurance Company, its subsidiary, and Adaptive Cyber Insurance—a dynamic approach to insuring the rapidly evolving cyber risks that businesses face. Both projects are major milestones for the company, which has worked hard to change the face of cyber insurance … Read more

Personal Insurance

Affordable Coverage Unlocked: Car Insurance for Low-Income Individuals in Florida

Jerome

Car Insurance Requirements in Florida Car insurance is a vital aspect of responsible vehicle ownership, providing financial protection in the event of accidents, damage, or injuries. In Florida, as in many other states, car insurance is not just a prudent choice but a legal requirement. However, for individuals and families with limited financial resources, the … Read more